Aetna Health Insurance Denials (2023)

Health insurance companies such as Aetna win when they deny valid claims and the insured doesn’t fight back. Aetna, for instance, collects more than 30 billion dollars in premium revenues in any one financial year. And while this may appear like an obvious financial ability to pay valid claims, Aetna continues to delay and deny coverage. Aetna knows that giving the insured an eternal runaround or out rightly denying claims can often increase their profits. Unfortunately, Aetna and other huge health insurance providers act in bad faith more often than you might think. They bank on you not putting much of a fight when they delay benefits or ask you to settle a claim for less than it is really worth. If you submitted a claim for health or disability insurance coverage to Aetna and were denied or delayed benefits after an appeal or at the initial stage, Stop Insurance Denial Law Firm is here to help you. We work with policyholders who thought they were protected only for their insurer to deny their claims.Contact us onlinetoday or at 310-878-1771for immediate help with your Aetna claim.

Overview of Aetna Insurance Denial and Delay

Health insurance and disability insurance policies are contracts between the insured and the insurance carrier. For this reason, insurance providers such as Aetna are required by law to act in good faith and fair dealing. This means that neither the policyholder nor Aetna would do anything to injure the other party’s rights to receive benefits of the contract. For the policyholder, this means they get the coverage guaranteed under their insurance policy. For the insurance provider, it means they receive premiums from the insured. Nonetheless, all too often Aetna delays and denies claims by citing seemingly mundane reasons, leaving policyholders with huge medical debts that they have to pay for out-of-pocket. Even if they accept a claim, health insurers such as Aetna are notorious for offering lowball settlements on health insurance claims. Aetna may refuse to pay for a treatment or procedure and instead suggest a lower cost course of treatment. Also, they often offer to cover only a partial reimbursement of a procedure or treatment.

Health care costs have dramatically peaked over the years. The national average cost for a day’s stay in a hospital is somewhat above $2,000, according to a report by theHenry J. Kaiser Family Foundation. In California, for instance, the cost for an individual to stay a single day in the hospital was closer to $3,725 at a non-profit hospital and $3,000 in a government hospital. These numbers show just how crucial it is for a policyholder to receive the coverage they need to offset such bills.

If your health or disability benefits have been denied, Aetna may have claimed the following:

(Video) Aetna Insurance denies treatment for breast cancer patients

  • The procedure is merely cosmetic and not medically necessary
  • The treating physician is out of network or out ofplan
  • The claim filed was for a medical condition that isn’t authorized or covered
  • Medical treatment or procedure is investigational or experimental
  • The policyholder misinterpreted something in their original application
  • The policyholder failed to disclose a pre-existing condition
  • There were issues with documentation or paperwork
  • The medical examinations were inadequate or insufficient
  • You failed to disclose a pre-existing health condition

Even though you’ve been paying for your premiums every time they are due, you may end up being a victim of Aetna’s insurance denial practices, and this could mean losing the financial security you thought you could count on. Unfair denials may lead to loss or foreclosure of your property, loss of income, loss of your savings, or the inability to access medical care. Luckily, if Aetna or any other insurance company has denied your health or disability claim, it isn’t the end of the road for your claims process. It’s important that you know your rights and the legal options you have if you’re a victim of Aetna’s routine denial practices.

If Aetna denied your health insurance or disability claim, it’s your right to appeal their decision and you can successfully do this with the help of anAetna health insurance denial attorney. A lawyer can help you through the complexities of insurance law and appeals and work to ensure that you recover the coverage you need for a procedure or help secure compensation you need for your losses.

Aetna’s Disability Insurance

Aetna provides both long-term and short-term disability insurance to allow individuals to fill their income gap in the event that they are injured and need to take some time off of work.

  • Aetna Short-Term Disability

If you suddenly cannot work for a certain period of time, Aetna’s short-term disability coverage is meant to help cover a percentage of your income while you’re recuperating. Aetna provides coverage for certain injuries and illnesses that qualify asdisabilityand are well defined in every plan’s summary. To start collecting your disability pay at Aetna, you must have missed a certain amount of days from work. You will be allowed to collect your disability for an assigned amount of time before you can be able to switch to long-term disability insurance if you’re eligible and have chosen to obtain this through your employer.

  • Aetna Long-Term Disability

Just like with the short-term disability plan, Aetna’s long-term disability insurance also has limitations. The main difference is how long you are able to receive disability pay through long-term disability insurance. The pay for Aetna’s short-term disability plan is based on time, whereas the pay Aetna’s long-term disability plan is based on policyholder’s age at the time of becoming disabled. However, there are a few exceptions to this rule. If your disability resulted from a psychiatric condition or mental health, or from drug or alcohol abuse, your payments will stop coming in after 24 months. If you’ve been sent to a treatment facility or have to be hospitalized because of substance abuse or mental reasons, you may continue receiving your benefits for a while longer.

(Video) Prior Authorizations For Everybody!

Understanding Your Rights as a Policyholder

Purchasing and paying for health insurance gives an individual a sense of security and peace of mind since it seemingly assures policyholders that they would be in a position to see the doctor and afford proper medical care if they ever needed it. However, if Aetna denies an insurance claim, it’s imperative for a policyholder to understand his or her rights as far as getting the coverage they need and deserve is concerned. In general, as a policyholder, you have the right to:

  • Information (in writing) about why your healthcare coverage or claim was denied
  • Scrutinize and retort to all information used in Aetna’s decision
  • To file an internal appeal with Aetna
  • Engage in an independent, external review of the appeal

How Long is too Long? Aetna Claims Delay

A common misconception about the insurance industry is that insurers generate their revenues from the premiums that policyholders pay monthly or yearly. But the truth of the matter is that insurance providers invest your money and that of other policyholders in ways that enable them to make even more money. Eventually, the money that insurance providers pay out as compensation is just but a fraction of the premiums paid by the insured.

What this means is that each day the amount of money you’re entitled tositsin Aetna’s bank account is another day they collect interest on the money. While this may not appear to be too much to generate that much of a profit, think of the interest of hundreds or thousands of claims that are unpaid. These claims add up whenever the money is in Aetna’s reserve. Aetna generates profits from delaying, denying, and underpaying claims. If insurers pay all valid claims in a timely manner, they would have less money to invest into other ventures, and, hence, lose or generate less money. By delaying valid claims by employing numerous illogical and capricious strategies, insurers can seek to hold onto your coverage.An experienced Aetna insurance delay attorneyfrom Stop Insurance Denial Law Firm can help ensure that Aetna or any other health insurance company doesn’t delay your claims unreasonably.

Appealing a Claim Denial from Aetna

An internal appeal gives you a chance to request an insurance provider to have a fresh look at your denied claim. If you’ve received a claim denial letter, you mayinitiate an appealby submitting your request in writing or by printing and mailing the appeals form. Before submitting your appeal, it’s important to consult with a nationally recognized Aetna insurance attorney because you may only have one chance to submit an internal appeal. Failure to provide the necessary or adequate documentation could mean voiding your benefits.

When submitting an appeal regarding your denial by Aetna, you’ll have 180 days or 6 months from the time you receive the denial notice. The time may be shorter or longer depending on plan policies. A seasoned Aetna insurance denial attorney can help you understand these deadlines and file your appeal within the stipulated time.

(Video) Health Insurance Facts : About Aetna Health Insurance

Generally, Aetna will give you specific information that must be included in your written application for appeal, including:

  • Your name
  • The group name (employer or company sponsoring the plan)
  • Any and all pharmacy and testing records, medical documents, and other information you’d like the carrier to consider showing the medical care you’ve received or procedures you’ve undergone or those that you need to receive

The Next Step if You’ve Exhausted Your Appeals and Aetna Still Denies Your Claim

While an internal appeal is the first line of action to get health insurance benefits after a denial, chances are that Aetna will still uphold their decision. If you’ve exhausted the appeals allowed under your plan, you have the option of requesting an external review with an independent physician. Aetna allows members to request an external review for coverage denial based on the experimental or investigational nature and lack of medical necessity of the supply or service at issue. A policyholder may participate in Aetna’s external review if they have exhausted the applicable plan appeal process and the coverage is one that the policyholder would be financially responsible for more than $500 of the medical costs. An external review is not a precondition for seeking the court’s intervention if Aetna has wrongfully denied your claim. It’s not a move you should automatically make without the help of an attorney because in some cases it may more beneficial to file a lawsuit and skip the external review process.

You can also file your complaintforbenefits with ERISA. TheEmployee Retirement Income Security Act of 1974 (ERISA)is a federal statute that applies to employees whose Aetna insurance plans are provided by labor unions and private employers. Disability insurance plans just like other parts of an employee’s benefits package are subject to ERISA. Under ERISA provisions, Aetna can face liability for not disclosing enough information about your disability plan. It’s Aetna’s duty to inform you about your policy provisions in a manner that can be deemed adequate by a court of law.

Typically, a denial for a group disability coverage by Aetna will fall under ERISA. The main reason for enacting ERISA was to protect workers. But insurance companies use it to hurt disabled employees by denying legitimate disability claims. However, it’s important to understand that you have fewer rights under ERISA because the law curtails what you can do and how you can do it.

Suing for Denied “Medically Necessary” Treatment

When a pre-approval request or a claim has been submitted, the insurance company –not the medical provider- ultimately decides whether a service, treatment, procedure, or device is “medically necessary” and will be covered. Under our insurance system in the U.S., the threshold of medically necessary treatment is often the threshold for when an insurer must cover a policyholder’s claims. Other alternative procedures may be good for you and recommended by your doctor, but your plan might not cover them. Your insurance company can deny your benefits if they see the treatment of procedure as options rather than life-saving.

(Video) Health Insurance Denials

The main issue with the recent Aetna case is that the insurer made decision with no medical basis. In one case, for instance, a former medical director from Aetna confessed under oath that he never researched the condition a policyholder patient was seeking treatment for, did not know what drugs were effective in treating rare conditions, and actually never went through submitted medical records. He was in charge of approving or denying treatment and procedures as medically necessary. When asked if treatment for a rare condition would be approved or not, the director outrightly denied the procedure’s necessity and the claim.

In such a case, a patient can sue for wrongful denial of coverage, breach of contract and bad faith in claiming that the treatment wasn’t medically necessary. An insurance company may be considered to have acted in bad faith if the claim was denied without any real research, medical opinion, or investigation.

Damages for a Lawsuit Against Aetna

If you’re not able to get a pre-approval for medical treatment or procedure, you may be forced to pay out-of-pocket for the treatment and may even be unable to receive treatment entirely. This may result in the deterioration of your condition. This could consequently lead to increased medical costs down the line, extreme painandsuffering, and inability to work. In extreme cases, denial of health insurance claims may lead to the demise of the claimant.

If your claim has been wrongfully denied, you may be entitled to compensation for the pain and suffering and all of these financial losses. Conversely, you may be entitled to receive compensation if the wrongful denial led to the death of a loved one. This compensation may cover their loss, burial costs, their suffering, and other similar expenses.

On the other hand, it can be catastrophic to stop treatment if your claim is denied. And if your insurance provider declines to continue coverage for your ongoing care or you opt to switch to another insurer during your treatment, the impact could be terrible. The pain and suffering from abrupt withdrawal of treatment may take a terrible toll on your health, leaving you vulnerable to complications or further incapacitated. You could be entitled to substantial compensation if Aetna’s decision to deny your claim orcancel your benefits was unreasonable. Also, if Aetna’s review of your claim was handled with negligence or in bad faith, you may be entitled to receive punitive damages for the denied benefits.

(Video) Aetna LTD Denial Reversed for Failure to Address Medication Side Effects

Finding AetnaHealthInsurance Denial Help Near Me

Aetna and other large health insurance providers are businesses that want to make profits. While this is okay, it should not be at the expense of the health and well being of policyholders. If Aetna is taking too long to provide coverage or you’ve received a denial letter regarding your health or disability insurance claim, you should seek help from an attorney at Stop Insurance Denial Law Firm. We take on large health insurance companies such as Aetna that wrongfully deny much deserved and needed insurance benefits- and force them to fulfill their contractual obligations.

Our nationwide health insurance denial attorneys diligently evaluate cases against all major insurance company and handle a wide spectrum of claim denials, from a fewthousandsto claims worth millions. We’re here to help fight for your benefits when Aetna has let you down. We leave no stones unturned and are always prepared to devote our legal expertise and resources to the case.

Fill out our online contact formor call our office at 310-878-1771for a complimentary consultation with one of our experienced attorneys.


Does Aetna deny a lot of claims? ›

With a total of more than 5.6 million denials over five years, the researchers estimated that there were 0.81 denials per beneficiary. In comparison to the overall pool of services, denied claims were fairly rare. Less than two percent of Aetna's claims were denied (1.4 percent).

What does it mean when an Aetna claim is denied? ›

If your health or disability benefits have been denied, Aetna may have claimed the following: The procedure is merely cosmetic and not medically necessary. The treating physician is out of network or out of plan. The claim filed was for a medical condition that isn't authorized or covered.

How do you fight denials in health insurance? ›

There are two ways to appeal a health plan decision:

You may ask your insurance company to conduct a full and fair review of its decision. If the case is urgent, your insurance company must speed up this process. External review: You have the right to take your appeal to an independent third party for review.

Why do I keep getting denied for health insurance? ›

Process Errors

Whether by accident or intentionally, medical billing and coding errors are common reasons that claims are rejected or denied. Information may be incorrect, incomplete or missing. You will need to check your billing statement and EOB very carefully.

Does Aetna have guaranteed issue? ›

Open Enrollment — You are eligible for Guaranteed Issue if you apply for an Aetna Individual Medicare Supplement Plan policy prior to or during the six-month period beginning with the first day of the first month in which you are enrolled for benefits under Part B of Medicare.

Does Aetna have a good reputation? ›

Aetna is rated A (excellent) by AM Best, and has high ratings from several other financial ratings services. AM Best is a credit rating firm that assesses the creditworthiness of and/or reports on over 16,000 insurance companies worldwide.

Which insurance company denies the most claims? ›

  1. ALLSTATE. Allstate CEO Thomas Wilson admits that his priority is the shareholders—not the insured parties who have claims. ...
  4. STATE FARM. ...
  5. ANTHEM. ...
  6. UNUM. ...

What are the 3 most common mistakes on a claim that will cause denials? ›

Here, we discuss the first five most common medical coding and billing mistakes that cause claim denials so you can avoid them in your business:
  • Claim is not specific enough. ...
  • Claim is missing information. ...
  • Claim not filed on time (aka: Timely Filing)

What are the two main reasons for denial claims? ›

Why do health plans deny claims?
  • Denials due to lack of prior authorization or referral.
  • Denials due to an out-of-network provider.
  • Denials due to an exclusion of a service.
  • Denials based on medical necessity (reported separately for behavioral health and other services)
  • Denials for all other reasons.
Feb 9, 2023

How often are health insurance claims rejected? ›

30% of claims are either denied, lost or ignored.

Even the smallest medical billing and coding errors could be the reason for claim denials or payment delays. As a result, they can have a negative impact on your revenue and your billing department's efficiency.

What is a dirty claim in medical terms? ›

Dirty Claim: The term dirty claim refers to the “claim submitted with errors or one that requires manual processing to resolve problems or is rejected for payment”.

What is the difference between rejection and denial? ›

Let's start by tackling the difference between rejections and denials. A claim rejection occurs before the claim is processed and most often results from incorrect data. Conversely, a claim denial applies to a claim that has been processed and found to be unpayable.

Is Aetna being investigated? ›

California's insurance commissioner has launched an investigation into Aetna after learning a former medical director for the insurer admitted under oath he never looked at patients' records when deciding whether to approve or deny care.

How do I appeal a denied claim with Aetna? ›

You can file a grievance or appeal using our online grievance and appeal form. 1-855-772-9076 (TTY: 711). You can send a secure fax to Aetna® grievances and appeals at 959-888-4487. Your doctor can file a grievance or request an appeal on your behalf after you give them your written permission.

How do I respond to a denied insurance claim? ›

If your health insurer refuses to pay a claim or ends your coverage, you have the right to appeal the decision and have it reviewed by a third party. You can ask that your insurance company reconsider its decision. Insurers have to tell you why they've denied your claim or ended your coverage.

Does Aetna negotiate? ›

By using health care providers in Aetna's network, you can take advantage of the significant discounts we have negotiated to help lower your out-of-pocket costs for medically necessary care. This can help you get the care you need at a lower price.

What states is Aetna pulling out of? ›

(Reuters) - Health insurer Aetna Inc AET. N said on Wednesday it will exit the 2018 Obamacare individual insurance market in Delaware and Nebraska - the two remaining states where it offered the plans.

Who took over Aetna? ›

Aetna® is proud to be part of the CVS® family.

Who is Aetna target audience? ›

Targeting: The target market for Aetna is adults between the ages of 31 and 45.

Are Aetna and United Healthcare the same company? ›

As you can see, on paper, the two companies are virtually identical, with United Healthcare the slightly larger company. However, Aetna arguably has a slightly greater reach, as it is accepted in 200 more hospitals around the country. Ultimately, however, the two have the same vast, national reach.

Is CVS health the same as Aetna? ›

Aetna and MinuteClinic, LLC (which either operates or provides certain management support services to MinuteClinic-branded walk-in clinics) are part of the CVS Health® family of companies. Health benefits and health insurance plans contain exclusions and limitations.

What insurance company has the most complaints? ›

What insurance company has the most complaints? The auto insurance company with the most complaints is United Automobile Insurance, which receives roughly 40 times more complaints than the average insurer its size, according to the latest NAIC complaint index.

Which health insurance company has best claim settlement? ›

Overview of top 10 claim settlement ratio health insurance companies 2023 in India
  • Edelweiss General Health Insurance Company Limited. ...
  • Star Health and Allied Insurance Company Limited. ...
  • Kotak Mahindra Health Insurance Company. ...
  • HDFC ERGO Health Insurance Company Limited. ...
  • IFFCO Tokio Health Insurance Company Limited.
Apr 25, 2023

Which is the most strongest insurance brand? ›

Athene (brand value up 128% to $2.6 billion) is the fastest growing insurance brand. In January 2022, Athene merged with Apollo Global Management, Inc., now operating as a subsidiary of Apollo.

What are the two types of denials? ›

There are two types of denials: hard and soft. Hard denials are just what their name implies: irreversible, and often result in lost or written-off revenue. Conversely, soft denials are temporary, with the potential to be reversed if the provider corrects the claim or provides additional information.

What are the 3 most important aspects to a medical claim? ›

The three most important aspects of any medical claim include:
  • Basic patient information, including full name, birthday, and address.
  • The provider's NPI (National Provider Identifier)
  • CPT codes that reflect the provided services.
Apr 19, 2022

What are the two most common claim submission errors? ›

What Happens When Submitting Claims?
  • Incorrect demographic information. Recording incorrect details of the patient is the first common error than could instantly affect the provider's collection. ...
  • Incorrect provider's details on claims. ...
  • Billing with Incorrect codes.
Feb 12, 2016

What is the denial rule? ›

The rule says that any allegation of fact must either be denied specifically or by necessary implication or there should be a statement that the fact is not admitted. If the plea is not taken in that manner, then the allegation should be taken to be admitted.

What are the most common claims rejections? ›

Most common rejections

Eligibility. Payer ID missing or invalid. Billing provider NPI missing or invalid. Diagnosis code invalid or not effective on service date.

What is considered a medical necessity? ›

definition for “medical necessity.” These are services that are: · provided for the diagnosis, treatment, cure, or relief of a health condition, illness, injury, or disease; and except for clinical trials that are described. within the policy, not for experimental, investigational, or cosmetic.

What happens when a health claim is denied? ›

Typically, you'll need to: Resubmit the claim. Provide the EOB denying the claim. Get a letter from your doctor explaining why the treatment, procedure or medication was or is medically necessary.

Does a denied claim increase insurance? ›

Yes, even if your insurance company denies your claim, it can impact your premium in the future. Although it may seem unfair, insurance companies set your premium based on your willingness to submit a claim.

Are insurance companies denying more claims? ›

Federal data shows that health insurance companies denied more than 49 millions claims in 2021, but customers appealed less than 0.2 percent of them.

What would be considered a clean claim? ›

A "clean claim" means a claim that does all of the following: Identifies the health professional, health facility, home health care provider, or durable medical equipment provider that provided service sufficiently to verify, if necessary, affiliation status and includes any identifying numbers.

What is considered a clean claim in medical billing? ›

Clean claim means one that can be processed without obtaining additional information from the provider of the service or from a third party. It in- cludes a claim with errors originating in a State's claims system.

What is an improper claim? ›

Unfair claims practice is the improper avoidance of a claim by an insurer or an attempt to reduce the size of the claim. By engaging in unfair claims practices, an insurer tries to reduce its costs. However, this is illegal in many jurisdictions.

What are the 5 levels of rejection? ›

In their May 7, 2018, editorial, these veteran researchers and journal editors offer their take on rejection psychology with the “Five Stages of Rejection”—Denial, Anger, Bargaining, Depression, and Acceptance —modeled after the “Five Stages of Grief,” developed by psychiatrist Dr. Elisabeth Kübler-Ross.

What is silent rejection? ›

That means when you try to ask what you can do to make things right and move forward, he says nothing. His silence is his answer. Tempted as you may be to rinse and repeat and barrage your friend with efforts to reconcile, you're likely to get the same result: no response.

How often do claims get denied? ›

30% of claims are either denied, lost or ignored.

As a result, they can have a negative impact on your revenue and your billing department's efficiency. In addition, frequent errors can negatively impact the relationship you have with patients.

What percentage of insurance claims are denied? ›

Insurer denial rates varied widely around this average, ranging from 2% to 49%. CMS requires insurers to report the reasons for claims denials at the plan level.

How often do insurance companies deny claims? ›

Fortunately for the majority of Americans, most insurance claims get approved. According to the American Academy of Family Physicians, the health insurance industry averages a 5% to 10% denial rate. So 90 to 95% of claims get approved every year.

What are five reasons a claim might be denied for payment? ›

5 Reasons a Claim May Be Denied
  • The claim has errors. Minor data errors are the most common culprit for claim denials. ...
  • You used a provider who isn't in your health plan's network. ...
  • Your care needed approval ahead of time. ...
  • You get care that isn't covered. ...
  • The claim went to the wrong insurance company.
Sep 19, 2022

What is the difference between a rejected claim and a denied claim? ›

A claim rejection occurs before the claim is processed and most often results from incorrect data. Conversely, a claim denial applies to a claim that has been processed and found to be unpayable. This may be due to terms of the patient-payer contract or for other reasons that emerge during processing.

What happens to denied claims? ›

A denied claim cannot simply be resubmitted. It must be determined why the claim was denied. Denials normally come back on an Explanation of Benefits or Electronic Remittance Advice (ERA). Payers will include an explanation for why a claim is denied when they send the denied claim back to the biller.

How many insurance claims is too many? ›

How many homeowners claims is too many? Generally, if you haven't filed more than one non-catastrophic loss claim in three years, and have no liability losses in three years, you may still be eligible for coverage. Two claims in five years may drive up the cost of your coverage.

Why does State Farm deny so many claims? ›

Why Does State Farm Deny Claims? State Farm denies claims or offers low settlement amounts to keep their profits higher. Depending on the facts of your case, State Farm representatives may employ bad faith practices to avoid covering your losses.

Why do insurance companies ignore claims? ›

In many cases, insurance companies try to avoid liability for a claimant's losses entirely through strategies such as delays or wrongful claim denials. Sometimes, an insurance company will ignore your claim and not return your phone calls as a ploy to save money.

What happens if I make a lot of claims on my insurance? ›

Filing multiple insurance claims cause the insurance company not to renew the policy. Even if you switch to a new auto insurer, your rate will likely increase because your new insurer may view you as a higher risk for an accident.

What is the denial rate? ›

Calculating Denial Rate

To calculate your practice's denial rate, add the total dollar amount of claims denied by payers within a given period and divide by the total dollar amount of claims submitted within the given period.

What are 3 things you want to keep in mind if you get into a fender bender accident? ›

First, check to see if you or anyone else involved in the accident has any injuries. Call 911 if someone needs medical attention. If no one is injured, you can call the local police to report the accident. The police may send out an officer, or direct you to the station to file a report.

Can you bill a patient for a denied claim? ›

While you have an obligation to file claims in a timely manner, you cannot do so without the patient providing correct information. If the claim is denied because the patient did not provide accurate information, but you acted in good faith, you should balance bill the patient.


1. Controversies in Denials and Prior Authorizations
(AHealthcareZ - Healthcare Finance Explained)
2. Doctors Sue Aetna for Coverage Denials
3. Navigating the Aetna® Medicare onboarding process
4. Has Aetna Insurance Denied your Long Term Disability Claim?
(Marc Whitehead & Associates)
5. Deny, Disclaim, Delay - How Health Insurance Companies Really Work
(Signature Medical Group)
6. Aetna Long Term Disability Claim Denial Information
(Dell Disability Law)


Top Articles
Latest Posts
Article information

Author: Sen. Ignacio Ratke

Last Updated: 09/02/2023

Views: 5949

Rating: 4.6 / 5 (56 voted)

Reviews: 87% of readers found this page helpful

Author information

Name: Sen. Ignacio Ratke

Birthday: 1999-05-27

Address: Apt. 171 8116 Bailey Via, Roberthaven, GA 58289

Phone: +2585395768220

Job: Lead Liaison

Hobby: Lockpicking, LARPing, Lego building, Lapidary, Macrame, Book restoration, Bodybuilding

Introduction: My name is Sen. Ignacio Ratke, I am a adventurous, zealous, outstanding, agreeable, precious, excited, gifted person who loves writing and wants to share my knowledge and understanding with you.